Your debt doesn't have to be paid all at once! Creating a payment plan is a great option for those who want to pay back their balance but their current financial situation has not allowed them to pay in full. When you set up a payment plan, you're taking a valuable first step in alleviating the stress this balance may have caused you.
How to set up a payment plan
- Log in to the January website
- Please be aware that you'll need your login pin, which can be found on the top right of any email or letter we have sent out to you.
- Click "create a payment plan"
- Select how often you'd like to make a payment, and when you want to begin payments
- Select the amount you'd like to pay in each installment
- Review your payment plan breakdown
- Enter debit card number.
- Submit your information